Draft

The Federation Council approved amendments that officially include a digital ruble in the list of objects that are subject to Federal Law No. 115-ФЗ “On Combating Legalization of Income”. This means that the CBDC — the digital currency of the Central Bank of Russia — is now regulated along with fiat and electronic money in terms of anti -washing procedures (aml).

What has changed:

the cash remedy under the framework under the framework KYC/aml

All operations with it — including transfers, calculations and storage — must go through identified accounts

The participants in the turnover are required to track suspicious transactions, including when interacting with legal entities and IP

this is not just a technical measure — it forms a legal circuit for a massive implementation of digital the ruble, making it part of the official economy with the unified requirements for transparency and accounting.

Why is it important:

for business — digital ruble can now be used in the same conditions as fiat

for monitoring and reporting. According to operations with CBDC

for citizens — the level of confidence in the instrument as a legal and adjustable payment tool

formal inclusion of a digital ruble in an anti -laundering field is increasing, this is a stage of institutionalization of a tool, without which its integration in B2B, a state sector and retail scenarios.